Insurance Coverage

Below is insurance information pertaining to our two locations.

In Tennessee, most major medical insurance companies cover physical therapy.  Physical therapy visits at this office are considered OUT OF NETWORK at this time.  Therefore, insurance claims are not submitted and processed by this office and you will be responsible for submitting your claims for reimbursement. However, most of my patients are reimbursed 70-80% of the cost of treatment and the claim forms are easy to complete. I have prepared a short list of questions (see below) to ask your insurance company before you plan on coming for treatment.

Questions to ask your insurance carrier:

  • Do I have out of network physical therapy benefits?
  • Do I need pre-authorization for treatment?
  • What is my deductible for out of network benefits?
  • What percentage of physical therapy will be covered ?
  • Do I have a maximum number of visits per calendar year or per condition?
  • Do I need a referral from my primary care physician?
  • How do I submit my claim for physical therapy?

 

Please call if you have any questions after you speak with your insurance carrier.

Physical therapy visits at this office are considered OUT OF NETWORK and there are no affiliations with any insurance companies at this time. Therefore, insurance claims are not submitted and processed by this office and you will be responsible for submitting your claims for reimbursement. However, most of my patients are reimbursed 70-80% of the cost of treatment and the claim forms are easy to complete.  I have prepared a short list of questions (see below) to ask your insurance company before you plan on coming for treatment.

Questions to ask your insurance carrier:

  • Do I have out of network physical therapy benefits?
  • Do I need pre-authorization for treatment?
  • What is my deductible for out of network benefits?
  • What percentage of physical therapy will be covered ?
  • Do I have a maximum number of visits per calendar year or per condition?
  • Do I need a referral from my primary care physician?
  • How do I submit my claim for physical therapy?

 

Please call if you have any questions after you speak with your insurance carrier.

Here are helpful links to the websites and claims section for some of the insurance companies that patients in my practice submit claims to:

Aetna »
Cigna »
Empire Blue Cross Blue Shield »
United Healthcare »
GHI »